Credit Risk Analyst

If you’re looking for a career that will help you stand out, join HSBC, and fulfil your potential - whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.

We‘re currently seeking an experienced professional to join our team in the role of Credit Risk Analyst.

Join us in this exciting opportunity where you’ll engage with a variety of senior stakeholders across Corporate and Institutional Banking and enjoy real prospects for long-term career development.

Our Risk & Compliance function plays a vital role in supporting, challenging, and advising every part of HSBC. We set policies, monitor risk profiles, and manage forward-looking risk and compliance. We encourage our people to speak up, do the right thing, and protect our customers, our business, and the financial markets we operate in. We’re proud to be industry leaders and are always evolving to meet new challenges.

As an HSBC employee in the UK, you will have access to tailored professional development opportunities and a competitive pay and benefits package. This includes private healthcare for all UK-based employees, enhanced maternity and adoption pay and support when you return to work, and a contributory pension scheme with a generous employer contribution.

In this role you will:

• Monitor portfolio performance against key indicators, pro-actively identifying risks and highlighting opportunities to support sustainable growth

• Develop and refine credit risk strategies to support data-driven decisions that balance customer needs and business goals

• Contributing to projects by working alongside experienced risk professionals to streamline workstreams and deliver key initiatives, with the opportunity to own meaningful projects supported by lead analysts

• Deliver meaningful data analysis, translating findings into clear recommendations and presenting insights to key stakeholders

• Share your findings with colleagues and stakeholders, balancing risk, reward, and customer impact by blending analysis, stakeholder conversations and practical decision-making

• Collaborate with teams to identify and address risks, maintaining strong governance and learning how effective controls keep decisions safe and fair

• Build your expertise in retail risk management, with opportunities to learn and collaborate across the wider business to learn how each area works together to support customers and manage risk

To be successful in this role you should meet the following requirements:

• Experience analysing data using software such as SAS, SQL, R, Stata, or Python

• Strong communication and interpersonal skills, with the ability to work well in a team

• Analytical thinking and a proactive approach to problem-solving

• The ability to prioritise tasks and manage competing deadlines

• A keen interest in retail banking, risk management, analytics, or business performance

Opening up a world of opportunity.

Being open to different points of view is important for our business and the communities we serve. At HSBC, we’re dedicated to creating diverse and inclusive workplaces - no matter their gender, ethnicity, disability, religion, sexual orientation, or age. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best. We take pride in being a Disability Confident Leader and will offer an interview to people with disabilities, long term conditions or neurodivergent candidates who meet the minimum criteria for the role.

If you have a need that requires accommodations or changes during the recruitment process, please get in touch with our Recruitment Helpdesk:

Email: [email protected]

Telephone: +44 207 832 8500